Of all the behavioural biases that stop investors achieving the best results, one of the most damaging is optimism bias. A closely related issue is overconfidence, which again can be very detrimental. Lisa Bortolotti is a Professor of Philosophy at … Continued

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RICHIE Ramsay has long forgotten how many golf courses he has played around the world as an amateur and long-time member of the European Tour. We invited him to list his top three favourites. It was a tough task but … Continued

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Interest in ethical investing has grown significantly over the last few years. Ethical investors want to see a good financial return, but they also want to invest in a way that, in some small way, helps to make the world … Continued

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BLAIRGOWRIE Golf Club hosted a new, high profile junior golf tournament on the Scottish calendar. The team at Carbon Financial Partners were delighted to play our part in the success of the inaugural event. The three-day “Barrie Douglas Scottish Junior … Continued

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Let’s face it, bonds are a pretty boring asset class. The stock market is far more exciting. It’s where the biggest returns are found and the real money is made. It’s also what the financial media tends to focus on. … Continued

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Having someone challenge what we say can be an uncomfortable experience. But sometimes it’s exactly what we need. Working with a financial planner is a good example. Financial planners are not there just to carry out your instructions; it’s their … Continued

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As well as organising more relaxed rides, the Carbon Social Cycle Club is, this year, organising a couple of more challenging trips for the experienced/foolhardy cyclist. The most challenging is a coast to coast ride from Mallaig to Aberdeen over … Continued

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  “You’re dealing with a lot of silly people in the marketplace; it’s like a great big casino and everyone else is boozing. If you can stick with Pepsi, you should be OK.” – Warren Buffett Sage advice from the … Continued

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On 26th May , weather permitting, the Carbon Social Cycle Club will kick off the season with its annual pilgrimage to the west coast to take on The Five Ferries. This is the first of two ‘challenge’ rides this year, … Continued

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Mike and Karen, both in their late 60s, are retired hoteliers who find themselves in the fortunate position of having accumulated an estate of around £2.25m. They are concerned that, if they were both to die, Inheritance Tax (IHT) of … Continued

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