Parents adopt different approaches, and sometimes it may make sense to adopt a different approach for each child, depending on the character of each, while yet ensuring that each child is treated fairly. Make a gesture A common approach is … Continued

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Vanguard Asset Management is one of the companies that is helping to change the face of investing. Based in the US, it came to the UK in 2009, and last year it launched a direct-to-retail operation, allowing investors with as … Continued

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In the first of our blogs about how to pass money on to your children, financial planner Richard Wadsworth looked at how people decide what is the right amount of money to give. Here, in his second blog, he asks, … Continued

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Seven top tips for passing wealth to your children Do you think you should give your children the financial comfort which you, perhaps, didn’t have? Or do you think that they should make their own way in the world? What … Continued

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A big problem for many investors is their overconfidence. They have unrealistic expectations about their own abilities at picking stocks and timing the market, and about the results they’re likely to achieve. Bent Flyvbjerg is a professor at the Saïd … Continued

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In mid-August a small group of us met early on a Saturday morning at Madderty Hall in deepest Perthshire for the first Carbon Social Cycle Club ‘easy riders’ run. The 40 mile route was challenging but beautiful, and we were … Continued

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An Englishman’s home is his castle, the saying goes. But in truth, the Scots, Welsh and Irish are just as keen on owning their own home. And for many Brits, one home is not enough; the level of buy-to-let and … Continued

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It’s no secret that active fund managers are losing business to index funds, but they aren’t going down without a fight. The big fund houses have always had large marketing budgets, and they’re drawing especially heavily on them now. As … Continued

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The first of Carbon’s ‘easy riders’ routes heads to Perthshire on 18th August. The ‘easy riders’ description refers to the pace of the ride, which will be gentle and with plenty of time for everyone to regroup.  The route, however, is … Continued

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Mid-June saw the second Carbon cycle of the year, and the first ‘coast to coast’ for most of the attendees.  The trip was a two day affair, from Mallaig to Aviemore, then Aviemore to Aberdeen. With all the great weather … Continued

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