Scotland’s most profitable family-owned companies have been revealed in a major new report highlighting the impact of family businesses on the economy. Latest research by Family Business United Scotland, shows that the top 100 firms in Scotland collectively generate a … Continued

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We all want to believe that whoever is managing our money has a unique ability to pick the winning companies of the future whilst simultaneously avoiding the dinosaurs. Sadly, the success rate of money managers who describe themselves as ‘stock-pickers’ … Continued

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CARBON Financial is delighted to be continuing its support for a leading Scottish junior golf event. The second “Blackadders Barrie Douglas Foundation Scottish Junior Masters” is being hosted by Perthshire’s Strathmore Golf Centre from May 31 to June 2. An … Continued

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In 2019 the Carbon Social Cycle Club will be organising four great cycling day trips. Two of the trips will be our ‘easy riders’ format where the pace will be easy/social, riding at the speed of the slowest rider.  The … Continued

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On 29th October 2018, Philip Hammond presented the Government’s Autumn Budget. This was his third Budget since becoming Chancellor of the Exchequer and the first Budget not to take place on a Wednesday since 1962 – no doubt to avoid … Continued

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THREE times European Tour winner Richie Ramsay thrilled young members at Blairgowrie Golf Club. Carbon Financial enjoys a corporate partnership with Blairgowrie Golf Club and our Tour ambassador was taking a break from the build-up to the Dunhill Links Championship. … Continued

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Vanguard Asset Management is one of the companies that is helping to change the face of investing. Based in the US, it came to the UK in 2009, and last year it launched a direct-to-retail operation, allowing investors with as … Continued

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It’s no secret that active fund managers are losing business to index funds, but they aren’t going down without a fight. The big fund houses have always had large marketing budgets, and they’re drawing especially heavily on them now. As … Continued

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Of all the behavioural biases that stop investors achieving the best results, one of the most damaging is optimism bias. A closely related issue is overconfidence, which again can be very detrimental. Lisa Bortolotti is a Professor of Philosophy at … Continued

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Mike and Karen, both in their late 60s, are retired hoteliers who find themselves in the fortunate position of having accumulated an estate of around £2.25m. They are concerned that, if they were both to die, Inheritance Tax (IHT) of … Continued

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