12th October 2017

Age 50 financial fever

Age 50 appears to be a trigger for many to begin seriously thinking about their finances.  But what action should you take when you are gripped by ‘age 50 financial fever’? Throughout our 20s, 30s and even 40s, for most … Continued

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The World Economic Forum (WEF) has claimed that the world’s largest economies are sitting on a pensions timebomb. This is because by 2050 the estimated gap between current savings for retirement and that necessary to generate a desirable income from … Continued

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What is it? Introduced on 6th April 2017 and, confusingly, replacing the similarly named ‘Scottish rate of Income Tax’, Scottish Income Tax is a tax paid to the Scottish Government on income from wages, pensions, and most other taxable income. … Continued

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Carbon MD, Gordon Wilson, has been appointed as a director of the professional body for the UK financial planning profession, the Personal Finance Society (PFS). The appointment took effect from 18th September and will mean Gordon will be spending more time … Continued

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Family Business Unit Scotland has recently completed the first ever piece of research into the largest family firms in Scotland and quantified the turnover, profit before tax (PBT) and employment of the largest 100 such firms.  The results are in, … Continued

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Sir Francis Galton is one of the most important intellectuals the majority of us have never heard of. Born in Birmingham in 1822, Galton’s interests included statistics, sociology, psychology, anthropology and meteorology. He was also an explorer and inventor. Little … Continued

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Thanks to all who came along to the 3rd and final Carbon Social Cycle Club event of the year.   It was a chilly start rolling out from Linlithgow train station but we soon warmed up on the 8 mile … Continued

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15th September 2017

Beware of fund tips in the media

One of the most obvious places to look for suggestions on which funds to invest in is in the national press. But no matter how compelling a case journalists make for a particular fund, there are very good reasons to … Continued

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On 16th September the Carbon Social Cycle Club heads to the Royal Burgh of Linlithgow for a ‘rolling’ 47 mile ride which takes in quiet farm roads, Beecraigs Country Park and a tour of the mighty Bathgate Alps. We will meet for … Continued

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We enjoyed a great event again at the Perthshire Chamber of Commerce Golf Day, held on the PGA Centenary Course at Gleneagles.  The 2014 Ryder Cup venue was in first-class condition, and whilst neither the weather nor the golf quite … Continued

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