Mike and Karen, both in their late 60s, are retired hoteliers who find themselves in the fortunate position of having accumulated an estate of around £2.25m. They are concerned that, if they were both to die, Inheritance Tax (IHT) of … Continued

Read Post

In February, the Scottish government rubber-stamped proposals for a radical shake up to Scottish rates of income tax. One of the largest groups affected is the 800,000+ Scots who, from April 2018, will pay income tax at a new intermediate … Continued

Read Post

First announced by George Osborne in the Summer 2015 budget, and rolled out from April 2017, the Residence Nil Rate Band (RNRB) is an additional ‘allowance’ that can be set against your main residence to reduce the potential Inheritance Tax … Continued

Read Post

It’s hard to believe we are already approaching the tax year end, April 5th.  The good news: this presents great planning opportunities, and hopefully, better weather…  So, how can your planner help? Pensions continue to be one of the most … Continued

Read Post

Carbon Financial Partners are delighted to announce we have agreed to become the principal sponsor of the London Scottish Legends Dinner 2018, which is being hosted by the Hurlingham Club on May 17 in London. The high profile annual event … Continued

Read Post

Carbon enjoys a hard-earned reputation for our commitment to Scottish sport. It has been further enhanced by an agreement to become a ground-breaking “Premier Partner” with Blairgowrie Golf Club, host to the 2014 Junior Ryder Cup. The commitment to the … Continued

Read Post

In his previous blog, former hedge fund manager Lars Kroijer, author of Investing Demystified, shared his views on the recent market turbulence, concluding that the overwhelming number of investors have absolutely no chance of outperforming the financial markets. So what, … Continued

Read Post

Last week was a volatile week for global stock markets. Even for experienced investors, episodes like these can be quite unsettling. So, what, if anything, should investors do now? Lars Kroijer is a former hedge fund manager and author whose … Continued

Read Post

Carbon was delighted to support the latest Bill McLaren Foundation’s “Voice of Rugby” dinner, along with Craneware, at Edinburgh’s Prestonfield House. It was quite an occasion on a Six Nations weekend, with the guest speakers being All Blacks legend Zinzan … Continued

Read Post

6th February 2018

How to find a balance

Living a happy and fulfilled life is largely about finding the right balance. We all know, for instance, that maintaining a healthy weight entails eating less and exercising more, but life would be boring if we never overindulged; and occasionally … Continued

Read Post