THE influence of Scotland head coach Gregor Townsend isn’t restricted to the national team. Scottish rugby is on a high after impressive autumn tests performances against Samoa, New Zealand and Australia, with a highest ever world number five ranking secured. … Continued

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CARBON’S European Tour ambassador Richie Ramsay leapt to number 32 in the rankings after a successful 2017 season. Here, Richie reflects on a year when he played 27 tournaments, including The Open and the US Open – and savoured a … Continued

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STRATHALLAN School is heading for Scotland’s Home of Rugby! Their 1st XV saw off George Watson’s College 21-3 in a hard-fought encounter at Myreside to book a much coveted place in the final of the Scottish Schools Under 18 Cup. … Continued

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This was Philip Hammond’s second budget and the first one to be delivered in the Autumn rather than the traditional Spring, and that is about as interesting as it gets. There was nothing of any real significance from a financial … Continued

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Carbon is once again delighted to be taking part in the Mission Christmas Appeal, a national campaign delivered by Cash for Kids to help children living in deprivation and poverty. It’s hard to believe that thousands of children and young … Continued

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Hargreaves Lansdown is one of Britain’s most successful companies. A so-called ‘fund supermarket’, the company netted its founders a fortune when it floated on the London Stock Exchange in 2007. Peter Hargreaves is reported to be worth around £2.6 billion, … Continued

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How long, you might be forgiven for wondering, before they rename the Nobel Prize in Economics? Several recent winners — Daniel Kahneman and Robert Shiller, for example — could be better described as psychologists, and now we have another Nobel Laureate with … Continued

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12th October 2017

Age 50 financial fever

Age 50 appears to be a trigger for many to begin seriously thinking about their finances.  But what action should you take when you are gripped by ‘age 50 financial fever’? Throughout our 20s, 30s and even 40s, for most … Continued

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The World Economic Forum (WEF) has claimed that the world’s largest economies are sitting on a pensions timebomb. This is because by 2050 the estimated gap between current savings for retirement and that necessary to generate a desirable income from … Continued

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What is it? Introduced on 6th April 2017 and, confusingly, replacing the similarly named ‘Scottish rate of Income Tax’, Scottish Income Tax is a tax paid to the Scottish Government on income from wages, pensions, and most other taxable income. … Continued

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