Having someone challenge what we say can be an uncomfortable experience. But sometimes it’s exactly what we need. Working with a financial planner is a good example. Financial planners are not there just to carry out your instructions; it’s their … Continued

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As well as organising more relaxed rides, the Carbon Social Cycle Club is, this year, organising a couple of more challenging trips for the experienced/foolhardy cyclist. The most challenging is a coast to coast ride from Mallaig to Aberdeen over … Continued

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  “You’re dealing with a lot of silly people in the marketplace; it’s like a great big casino and everyone else is boozing. If you can stick with Pepsi, you should be OK.” – Warren Buffett Sage advice from the … Continued

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On 26th May , weather permitting, the Carbon Social Cycle Club will kick off the season with its annual pilgrimage to the west coast to take on The Five Ferries. This is the first of two ‘challenge’ rides this year, … Continued

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Mike and Karen, both in their late 60s, are retired hoteliers who find themselves in the fortunate position of having accumulated an estate of around £2.25m. They are concerned that, if they were both to die, Inheritance Tax (IHT) of … Continued

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In February, the Scottish government rubber-stamped proposals for a radical shake up to Scottish rates of income tax. One of the largest groups affected is the 800,000+ Scots who, from April 2018, will pay income tax at a new intermediate … Continued

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First announced by George Osborne in the Summer 2015 budget, and rolled out from April 2017, the Residence Nil Rate Band (RNRB) is an additional ‘allowance’ that can be set against your main residence to reduce the potential Inheritance Tax … Continued

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It’s hard to believe we are already approaching the tax year end, April 5th.  The good news: this presents great planning opportunities, and hopefully, better weather…  So, how can your planner help? Pensions continue to be one of the most … Continued

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Carbon Financial Partners are delighted to announce we have agreed to become the principal sponsor of the London Scottish Legends Dinner 2018, which is being hosted by the Hurlingham Club on May 17 in London. The high profile annual event … Continued

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Carbon enjoys a hard-earned reputation for our commitment to Scottish sport. It has been further enhanced by an agreement to become a ground-breaking “Premier Partner” with Blairgowrie Golf Club, host to the 2014 Junior Ryder Cup. The commitment to the … Continued

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