Of all the behavioural biases that hamper our performance as investors, arguably the most pervasive — and the most destructive — is overconfidence. Research has repeatedly shown that most people (and especially men) overestimate their investment skill. Confidence serves humans well … Continued

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Carbon Financial Partners was delighted to sponsor The Voice of Rugby Dinner in aid of The Bill McLaren Foundation at Prestonfield House Hotel in Edinburgh again on Friday, 24th February. This was the seventh Voice of Rugby Dinner that the … Continued

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The first and, to our minds, key point is that financial planning does not start with investments and products, or even with finances generally, but with who you are, what concerns you have, and what you want life to look … Continued

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Carbon’s investment philosophy is based on independent, peer-reviewed and time-tested academic evidence. But many investors prefer to rely on hunches and opinions, while some are even downright superstitious. In 2014, three academics looked at superstitious behaviour in the Taiwanese stock … Continued

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Many thanks to everyone for contributing to such an amazing 2016 cycle season, which culminated in our 500 mile, 5 day cycle challenge raising over £30,000 for the Winning Scotland Foundation. Everyone is still recovering, so there will be no … Continued

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The financial services sector has seen enormous expansion over the last 30 years or so — particularly in the UK — and key to that has been the growth of the investing industry. Not only are there far more investment … Continued

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It’s understandable why investors who don’t have the inside track on how asset management works tend to find the idea of active management so appealing. After all, people are used to the idea of paying for professional expertise. For example, … Continued

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