Higher costs can wipe out any excess returns despite potential to outperform broader market. Tread carefully when it comes to investing in active funds. Read more >

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Courses available throughout Scotland to help employees get to grips with life after work. Making the often daunting transition into retirement. Read more >  

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Diversifying is the key to earning rewards. Assess the level of risk before you invest. I am often asked: “How do I decide what to invest in to get a better rate of return than I get at the bank?” … Continued

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